Life is unpredictable. Even if you plan for as much as possible, you’ll still encounter surprises, and not all of them are positive. Cars can break down, medical situations can arise, generating big bills and people can lose jobs unexpectedly and undeservedly. These scenarios can leave anyone strapped for cash, and credit cards may offer a temporary fix, but they do not solve the problem due to high interest rates. Rather than face years of minimum payments and stress, consider how a personal debt consolidation loan could be the solution you need.
Loan Sally helps clients obtain personal loans for these situations and more. We offer options for people with all credit types and ratings. You can also rest assured that we’ll work with you to get the lowest rate for your loan based on your credit score.
We have lenders and programs available to accommodate almost every client. NO collateral is required, which means that you won’t have to put up your car, your home or some other valuable asset to access the funds. Payment terms could range from 1 to 7 years, offering you the payment flexibility that you may need.
Personal loan funds can be transferred to your bank account in as little as 48 hours. Moreover, applying for up to $100,000 could take as little as one hour to process your application! Get started now and provide yourself with the peace of mind we all need.
Your Loan, Tailored for You.
Consolidating debt? Paying for a large expense like home improvement or a special occasion? We have you covered.
GET A LOW RATE
Get a loan with a low, fixed rate that never goes up.
PAY AT YOUR OWN PLACE
Pay off your loan with fixed 3 or 7-year* terms, and a budget-friendly, single monthly payment.
SAVE MONEY
Save money with no pre-payment penalties.
LOAN BENEFITS
Fixed Rate Simple Interest No Upfront Fees No Pre-payment Penalties
Low Monthly Payments
LOAN USES
Consolidate Debt Payoff Sooner Free Up Stress Reduce Interest Have One Payment
Pay Off Debt (Min. Payments): 28 yrs+ With Loan: Payoff In Approx. 7-year*
(Assuming only minimum payment made)
SAVINGS EXAMPLE 2
Credit Card Balance: $20,000 Interest Rate: 17.9% (19.59%APY) Payment: $300 Time to Pay Off Debt: Never With Loan: Payoff In Approx. 10 years
(Assuming only minimum payment made)
Disclosure, Rates & Terms For Personal Loans: Loan Sally has partnered with lenders that provide loans between 3.99-29.99% APR with terms from 12 to 84 months. These rates include discounts for choosing to have autopay. The actual loan rates may vary from these and depend on many factors such as credit score, loan amount, loan term, credit usage and history, and vary based on loan purpose.To get the lowest rates, you’ll need excellent credit and some lenders only lend for specific purposes. The network of lenders charges an origination fee from 0 to 4% that depends on a variety of requirements such as agreeing to enroll in autopay before loan funding to qualify for the lowest rates. After the initial consultation, the borrower will agree to the final rate and terms with the borrower’s choice of lender. As an example, for a loan of $10,000 with a 36 month repayment period, an interest rate of 8%, a $349 origination fee and APR of 11.52%, the borrow will receive $9,651 at time of funding, and would make 36 monthly payments of $313. The borrower would pay, assuming all on time payments and terms of loan as well as autopay, a total of $11,279.43.
EACH PERSON’S RESULTS MAY VARY BASED ON ABILITY TO COMPLY WITH PROGRAM GUIDELINES. PROGRAM DOESN’T ASSUME OR PAY DEBTS, NOR PROVIDE TAX OR LEGAL ADVICE. CONSULT WITH A PROFESSIONAL ADVISOR AS NEEDED. PLEASE READ COMPLETE AGREEMENT. CALLS MAY BE RECORDED OR MONITORED FOR QUALITY ASSURANCE AND TRAINING PURPOSES.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, you will be asked for your name, address, date of birth, and other information that will allow the lender to identify you. You may also be asked to see your driver's license or other identifying documents.