No, this is an unsecured loan, meaning you do not have to use any of your personal property as collateral.
What would be the min interest rates and idea of term length?
Minimum rates are 4.9% and terms between 3 and 7 years. This will vary based on several factors that can be reviewed when getting the free Loan Sally consultation.
Can I pay off the loan early?
Yes with no penalty
Are all licensed lenders in their states?
Every lender used will be licensed in the state the client resides
Your Loan, Tailored for You.
Consolidating debt? Paying for a large expense like home improvement or a special occasion? We have you covered.
GET A LOW RATE
Get a loan with a low, fixed rate that never goes up.
PAY AT YOUR OWN PLACE
Pay off your loan with fixed 3 or 7-year* terms, and a budget-friendly, single monthly payment.
SAVE MONEY
Save money with no pre-payment penalties.
LOAN BENEFITS
Fixed Rate Simple Interest No Upfront Fees No Pre-payment Penalties
Low Monthly Payments
LOAN USES
Consolidate Debt Payoff Sooner Free Up Stress Reduce Interest Have One Payment
Pay Off Debt (Min. Payments): 28 yrs+ With Loan: Payoff In Approx. 7 yearso
(Assuming only minimum payment made)
SAVINGS EXAMPLE 2
Credit Card Balance: $20,000 Interest Rate: 17.9% (19.59%APY) Payment: $300 Time to Pay Off Debt: Never With Loan: Payoff In Approx. 10 years
(Assuming only minimum payment made)
Disclosure, Rates & Terms For Personal Loans: Loan Sally has partnered with lenders that provide loans between 3.99-29.99% APR with terms from 12 to 84 months. These rates include discounts for choosing to have autopay. The actual loan rates may vary from these and depend on many factors such as credit score, loan amount, loan term, credit usage and history, and vary based on loan purpose.To get the lowest rates, you’ll need excellent credit and some lenders only lend for specific purposes. The network of lenders charges an origination fee from 0 to 4% that depends on a variety of requirements such as agreeing to enroll in autopay before loan funding to qualify for the lowest rates. After the initial consultation, the borrower will agree to the final rate and terms with the borrower’s choice of lender. As an example, for a loan of $10,000 with a 36 month repayment period, an interest rate of 8%, a $349 origination fee and APR of 11.52%, the borrow will receive $9,651 at time of funding, and would make 36 monthly payments of $313. The borrower would pay, assuming all on time payments and terms of loan as well as autopay, a total of $11,279.43.
EACH PERSON’S RESULTS MAY VARY BASED ON ABILITY TO COMPLY WITH PROGRAM GUIDELINES. PROGRAM DOESN’T ASSUME OR PAY DEBTS, NOR PROVIDE TAX OR LEGAL ADVICE. CONSULT WITH A PROFESSIONAL ADVISOR AS NEEDED. PLEASE READ COMPLETE AGREEMENT. CALLS MAY BE RECORDED OR MONITORED FOR QUALITY ASSURANCE AND TRAINING PURPOSES.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, you will be asked for your name, address, date of birth, and other information that will allow the lender to identify you. You may also be asked to see your driver's license or other identifying documents.
